What we stand for

To Progress. Uninterrupted.

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Our Mission

We’re making it our mission to solve some of the world’s biggest lending challenges. For banks. For insurers. And for business owners. Leading the way to a better future for business credit by creating products that customers actually want. All backed by experienced people, data insights and clever technology.

Our founders, each with extensive backgrounds in global banking, saw the SME lending space was lacking a finance solution utilizing the existing value within the accounts receivable of Swiss small and medium businesses. Initially TP24 set out to provide dynamic credit to global businesses to today extending into data, AI and technology.

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Our Locations

Headquartered in Zurich, we have local offices in Melbourne, Manchester and London with ambitions to scale and licence throughout the globe.

Select a location to find out more

Navigate the TP24 map and learn more about our markets and people. We have strong growth plans so watch this map evolve.

Australia

Office in Melbourne. Australia: our second market. Early adopters with global trading links thoughout the globe.

16 employees
"Australia was a natural choice for our second HQ - the sheer number of SMEs and a healthy attitude of hard work but its use of personal home as collateral, when not required, runs deep and a huge opportunity for us."
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Headed up by Adam Lane:
dedicated, ambitious and an experienced business leader who cares deeply about his team. Joined TP24 in 2019.

Select a location to find out more

Navigate the TP24 map and learn more about our markets and people. We have strong growth plans so watch this map evolve.

United Kingdom

After Zurich and Melbourne, we opened the doors of our London office.

22 employees
"Our expert team of finance professionals is passionate about supporting local businesses to achieve their goals by providing reliable and flexible funding for their business. Our UK office has already established solid partnerships and is ambitious to scale its services across the UK even further."
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Headed by Ben James
Ben is founder and CEO of TP24. Prior to TP24, he spent 18 years in banking and insurance, with a particular expertise in building and growing new income streams in both B2C and B2B lending sectors.

Select a location to find out more

Navigate the TP24 map and learn more about our markets and people. We have strong growth plans so watch this map evolve.

Switzerland

Office in Zurich. Switzerland, our home market where everything started.

4 employees
"Switzerland was a natural choice for launching our product - the strong credit quality of many SMEs and the lack of receivables-backed financing alternatives in the market was a huge opportunity we couldn't miss."
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Headed up by Matthias Kribbel:
committed team player, putting our clients at the heart of everything we do. With TP24 since the start.

Our most valuable asset is
our people

We are just at the beginning of our journey at TP24, we have a long-term vision and that everyone can play their part. Pushing the boundaries of better business finance for all, building leading products and innovating to better access to digital assets and beyond. Join us.

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Matthias Kribbel

Managing Director Switzerland
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Luca Rizzo

Group Head of Finance
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Sophie Witkamp

Group Head of Investor Relations
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Nick Reddyoff

Chief of Staff
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Philipp Huber

Head of Risk
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Stephan Natterer

Head of Business and Client
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Prospero Grasso

Sales and Account Executive

Board Members

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Ben James

Ben James is the founder and Executive Chairman of TP24, a Zurich-based fintech company specializing in innovative business finance solutions. With over 20 years of experience in banking, including 15 years at GE Capital, Ben has a strong background in sales, operations, marketing, insurance and capital markets. Recognizing a gap in the market for flexible SME lending solutions, Ben founded TP24 to offer innovative credit products tailored to business needs. Under his leadership, TP24 has expanded across Switzerland, Australia, UK and Asia, providing dynamic credit lines that grow with receivables.
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Fiachre O'Neill

With over three decades of expertise in finance, risk, and compliance, Fiachre has navigated the dynamic landscapes of global finance, cutting-edge technology, and the fast-paced FMCG sector. His distinguished career includes high-impact leadership roles, most recently serving as SVP & Group Chief Risk and Compliance Officer at PayPal, where he shaped the company's global risk and regulatory strategies.
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Wendy Edwards

Wendy is an accomplished and passionate enterprise risk & resilience executive and a champion of continuous improvement. Immersed in the Swiss finance, banking software, and FinTech industries for the past 25 years, she has built a strong reputation for driving risk management, resilience, and operational excellence. She holds a degree from Monash University and qualified as a member of the Institute of Chartered Accountants Australia in 1993.
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Simon Lee

Simon Lee is a seasoned leader in global insurance and financial services, currently serving as Chairman of Brit Syndicates Ltd and AIM-listed PPHC Inc. He holds Non-Executive Director roles at Fairfax International (Barbados) Ltd, Pacific Insurance, and SingaporeRe, while also dedicating his time as President of Hospice in the Weald. As Chair of the Advisory Board at Perfect Cellar, he brings strategic vision to the business. Previously, Simon was Group Chief Executive of RSA Insurance Group plc and led RSA’s International businesses as a Main Board Director, steering growth and transformation across global markets.
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Herman Klein Wassink

Herman brings a wealth of experience in financial services, serving as senior advisor and (advisory) board member for leading firms, including HBC, GBSAPRI, FTI Consulting, Deutsche Credit Capital Partners and various private equity firms. His long tenure as a Managing Director at Goldman Sachs and other roles at Partners Group and Morgan Stanley have resulted in a deep understanding of public and private markets and the financial services industry. He studied finance at Erasmus University in Rotterdam and New York University.
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